Privacy Policy

I recognize the importance of protecting personal information and comply with applicable Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and any applicable provincial privacy laws.

I collect only the information reasonably necessary to provide insurance-related services, respond to inquiries, improve my website, and meet legal and regulatory obligations.

Depending on how you interact with my website, I may collect:

• Name
• Email address
• Telephone number
• Postal code or province
• Information you voluntarily provide when requesting an insurance quote or contacting me
• Communications you send to me
• Technical information such as IP address, browser type, operating system, referring website, pages visited, and time spent on the website
• Cookie and analytics information

You are not required to provide personal information simply to browse my website.

I may use your information to:

• Respond to inquiries
• Provide insurance quotations
• Connect you with licensed insurance professionals
• Communicate regarding requested products or services
• Improve my website and user experience
• Analyze website performance
• Maintain website security
• Detect fraud or misuse
• Comply with legal, regulatory, or contractual obligations

I will only use your personal information for purposes that a reasonable person would consider appropriate in the circumstances.

By voluntarily providing personal information, you consent to my collection, use, and disclosure of that information as described in this Privacy Policy.

You may withdraw your consent at any time, subject to legal or contractual restrictions.

My website uses cookies and similar technologies to:

• Remember user preferences
• Improve website functionality
• Analyze website traffic
• Measure website performance
• Enhance user experience

Most browsers allow cookies to be disabled through browser settings; however, doing so may affect website functionality.

I may use third-party analytics providers such as Google Analytics to understand how visitors interact with my website.

These services may collect information including:

• Device information
• Browser type
• Approximate geographic location
• Pages visited
• Time spent on the website
• Referral sources

This information is aggregated and generally does not identify individual users.

I do not sell or rent personal information.

I may disclose information:

• To insurance companies or licensed insurance providers when necessary to provide requested quotes or services
• To trusted service providers assisting me with website hosting, analytics, communications, or technology support
• When required by law
• To comply with court orders or legal investigations
• To protect my legal rights or the safety of others

Any third parties receiving information are expected to protect it appropriately.

I take reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.

While I strive to protect personal information, no method of electronic transmission or storage can be guaranteed to be completely secure.

Personal information is retained only for as long as necessary to fulfill the purposes for which it was collected or to satisfy legal, regulatory, tax, accounting, or business requirements.

When information is no longer required, it is securely destroyed or anonymized.

Subject to applicable law, you may have the right to:

• Request access to your personal information
• Request correction of inaccurate information
• Withdraw consent
• Request deletion where legally permitted
• Ask questions about my privacy practices

Requests may be submitted using the contact information below.

My website may contain links to external websites.

I am not responsible for the privacy practices or content of third-party websites. I encourage users to review the privacy policies of any external websites they visit.

My website is not intended for individuals under the age of majority, and I do not knowingly collect personal information from children.

Some service providers may process or store information outside Canada. Where this occurs, information may be subject to the laws of the jurisdiction in which it is stored.

I take reasonable steps to ensure appropriate safeguards are maintained.

I may update this Privacy Policy from time to time to reflect changes in my business practices, legal requirements, or technology.

The updated version will be posted on this page together with the revised Effective Date.

If you have any questions about this Privacy Policy or how your personal information is handled, please contact: